Car insurance is an important type of expense you pay each month. It's required by law in order to be able to operate a vehicle on the road, so you want to make sure you're getting the best deal possible. In order to make smart insurance choices, you need to understand insurance. Here are a few important questions you should ask your insurance company.
This is an important question to ask. By law, you're only required to have minimum insurance coverage. Although this amount will keep you legal, it won't cover everything. If you are unsure of the insurance coverage you have, you need to sit down with an insurance company representative to discuss your coverage. You can't make good choices if you don't know what's in the policy.
Another important detail to look for is discounts. Insurance can get very expensive. This is why many insurance companies offer discounts for different policies. For instance, if a company provides different types of insurance, you could get a discount if you have more than one policy. We offer this as well as multi-car and good driver discounts. For student drivers, we also have discounts for being a good student. Taking a defensive driver course can also help you get further discounts. You'll need to talk to your insurance rep to find out what types of discounts are available and which ones will apply to you.
According to Forbes, the average driver will be in an accident about once every 17.9 years. That means that if you started driving at 16 years old, you'll likely be in about three collisions in your life. When an accident happens, you will have to speak with one of our professionals to learn if anything needs to be paid out-of-pocket before the insurance starts paying. It's important to know if you must financially plan for any additional expenses outside of the insurance payment.
These are just a few important questions that you should ask your
insurance company. If you'd like to learn more about insurance coverage, please contact Wagner-Casper Insurance Agency today. We look forward to hearing from you!
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